🏡 The Dubai Government has unveiled a new scheme to support first-time home buyers in the UAE, as part of its D33 economic growth plan.

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✅ Who can benefit?

• Non-Emirati residents of Dubai (of any nationality)

• First-time homebuyers in Dubai with a freehold interest rate

• Property prices up to AED 5 million

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🎁 Special benefits and facilities of the scheme:

1. Discounts from major developers

Developers such as Emaar, Damac, Nakheel, Azizi, etc. offer special prices below market rates for first-time home buyers.

 2. Easy Payment Plan

• Low Down Payment

• Interest-free installments even for DLD registration fee

• Possibility to pay fees via credit card for up to 24 months without interest

3. Better loan terms than banks

• Low interest rates (in some cases below 4%)

• Fast approval

• Repayment period up to 18 years

• Contracting banks: Emirates NBD, Mashreq, Dubai Islamic Bank and…

4. Early access to projects

Buyers are placed on the priority list and have the opportunity to buy from new and under-construction projects before the general public.

5. Discounts and grants for property registration fees (DLD)

• Possibility of interest-free payment

• Discount on initial registration fee

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🏫 Other benefits

• This scheme is designed for households with a monthly income between 15,000 and 20,000 dirhams.

• An ideal opportunity for people who have been renting in Dubai for a long time and are now planning to buy a home.

 • Possibility to own property and build your future in Dubai.

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📱 How to register?

 1. Download and install the Dubai REST app

2. Register as a first-time homebuyer

3. Receive a confirmation QR code

4. Use this code to receive benefits from banks and builders

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📌 Final summary

This scheme:

• Reduces the cost of owning a home

• Makes the loan process simpler and faster

• Introduces buyers to the property market

• Creates a more secure financial future for Dubai residents

The Dubai First-Time Homebuyers Scheme covers both types of properties:

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🏗️ Off-plan projects

• Low down payment option

• Long-term installments until delivery

• Special discounts from the builder

• Priority in selecting units

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🏢 Ready Properties

• Possibility of obtaining a bank loan with special conditions

• Payment of registration fees (DLD) in installments No interest

• Discounts on the final price by participating developers

• Suitable for those who want to move in quickly or rent out the property

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✅ The most important advantage is that both under-construction and ready-to-move properties are eligible for special benefits, discounts and loans, provided that it is your first purchase in Dubai and you are registered on the official platform.