🏡 The Dubai government, as part of the D33 economic growth program, has launched a new scheme to support residents of the UAE buying property for the first time.
✅ Who is eligible?
• Non-UAE nationals residing in Dubai (all nationalities)
• First-time buyers purchasing full ownership property in Dubai
• Property price up to 5 million AED
🎁 Key benefits and facilities of the scheme:
-
Discounts from major developers
Developers like Emaar, Damac, Nakheel, Azizi, etc., offer special below-market prices for first-time buyers. -
Easy payment plans
• Low down payment
• Interest-free installments, including for DLD registration fees
• Ability to pay costs via credit card up to 24 months interest-free -
Better mortgage conditions from banks
• Low interest rates (sometimes below 4%)
• Fast approval
• Repayment terms up to 18 years
• Partner banks: Emirates NBD, Mashreq, Dubai Islamic Bank, etc. -
Early access to projects
Buyers get priority and can purchase units in new and off-plan projects before the general public. -
Discounts and subsidies on property registration fees (DLD)
• Interest-free payment options
• Reduced initial registration costs
🏫 Additional advantages
• Designed for households earning 15,000 to 20,000 AED monthly
• Ideal for long-term renters in Dubai who now want to buy
• Enables property ownership and building a future in Dubai
📱 How to register?
-
Download and install the Dubai REST app
-
Register as a first-time homebuyer
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Receive a QR confirmation code
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Use this code to claim benefits from banks and developers
📌 Final summary
This scheme:
• Reduces the cost of homeownership
• Simplifies and speeds up mortgage approvals
• Opens the real estate market to first-time buyers
• Creates a more secure financial future for Dubai residents
The scheme covers both:
🏗️ Off-plan projects
• Low down payment options
• Long-term installments until handover
• Special developer discounts
• Priority unit selection
🏢 Ready properties
• Special mortgage conditions
• Interest-free installment payments for registration fees (DLD)
• Discounts on final prices from participating developers
• Suitable for buyers who want to move in quickly or rent out the property
✅ The key benefit is that both off-plan and ready properties qualify for discounts, benefits, and special loans—provided it is your first purchase in Dubai and you register on the official platform.
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